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Privacy Policy

Revised: 01/01/25

What does Ohio State Bank do with your information?
FACTS
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Payment history and credit scores
  • Investment experience and insurance claim history
How?All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Ohio State Bank chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATIONDOES OHIO STATE BANK SHARE?CAN YOU LIMIT THIS SHARING?
For our everyday business purposes
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus
YesNo
For our marketing purposes
to offer our products and services to you
YesNo
For joint marketing with other financial companiesNoWe don't share
For our affiliates’ everyday business purposes
information about your transactions and experiences
NoWe don't share
For our affiliates’ everyday business purposes
information about your creditworthiness
NoWe don't share
For our affiliates to market to youNoWe don't share
WHO WE ARE
Who is providing this notice?Ohio State Bank
WHAT WE DO
How does Ohio State Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We may collect information in the form of "cookies" when you access our online banking services.
How does Ohio State Bank collect my personal information?We collect your personal information, for example, when you
  • open an account or make a deposit transaction
  • pay your bills or apply for a loan·
  • use your debit card
  • show your government issued ID
We also collect your personal information from others, such as credit bureaus or other companies.
Why can't I limit all sharing?Federal law gives you the right to limit only:
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
DEFINITIONS
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
Ohio State Bank has no affiliates.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.

Ohio State Bank does not share with nonaffilliates so they can market to you.

Joint MarketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Ohio State Bank does not jointly market.