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Business Account Services

Working for you so you can work better.

You run a local business. So, choose a bank that knows exactly what that’s like. Because we’re based right here, Ohio State Bank offers all the services, insights, and assistance you need to succeed in the community we share.

point of sale transaction

Merchant Services

Your customers expect to be able to pay using their credit cards. Ohio State Bank has partnered with FiNet, Inc. to provide you credit and debit card processing. Whether you need to take payments face-to-face or online, we have all the solutions including Point-of-Sale (POS) systems.

Visa Business Debit Card

Whether you’re shopping for state-of-the-art computer systems or reams of printer paper, your Ohio State Bank debit card lets you buy what you need for your business easily, quickly, and securely. You can use it just about anywhere to pay for purchases or make ATM transactions.

woman using personal credit card
businessman using credit card

Visa Business Credit Card

When you apply for a business Visa card from Ohio State Bank, you get to choose the credit card right for you. You can easily cover your day-to-day expenses without affecting your cash flow. You also get something more: help managing your card from real people you know and trust. You also have the option of consolidated billing for multiple accounts which makes managing your expenses easier than ever.

Additional Services


For ACH transactions you will need the Ohio State Bank routing number (044015941) and your account number.

Ohio State Bank is part of the MoneyPass ATM network, so you can use any MoneyPass ATM surcharge-free. Find your nearest ATM.

When you’re making possibilities come true, you may need a cashier’s check, especially for larger purchases. Stop by and we’ll help you take care of it.

When you need an important document notarized—whether it’s banking-related or not—we’ve got you covered at no charge.

So you never run out of checks, Ohio State Bank makes it simple to reorder.

If you want to send or receive money with a wire transfer, we can help. There may be a small fee for each outgoing transaction.

For an incoming wire transfer, the originating financial institution will need these details:

Receiving Bank Information:

  • Receiving Bank Name: United Bankers’ Bank
  • Routing / ABA#: 091001322

Beneficiary Bank Information:

  • Beneficiary Bank Name: Ohio State Bank
  • Beneficiary Bank ABA#: 044015941
  • Final Credit to: Your name and your account number